Top 5 Apps to Track Your Loan: In 2025, applying for a loan is just the beginning of the journey. Whether it’s a personal loan, a home loan, or a car loan, knowing where your application stands is crucial. Fortunately, several apps are now available in India that make it incredibly easy to track your loan application status online.
Instead of long waits, repeated bank visits, or endless customer care calls, these apps let you view the status of your loan right on your smartphone. In this blog post, we’ll explore the top 5 apps to help you track your loan application in India, with a table comparing their features to help you choose the best one.
1. TrackMyLoan.org
Best for: Tracking loans from any Indian bank or NBFC
TrackMyLoan is a user-friendly platform designed specifically for individuals who want to track their loan application across any bank in India. Whether you’ve applied for a loan from ICICI, Axis Bank, SBI, HDFC, or even NBFCs like Bajaj Finserv, this platform simplifies the process by giving you real-time updates on your application status.
Key Features:
- Central dashboard to track all types of loans (personal, home, business, education)
- Works with most Indian banks and NBFCs
- Minimal input required (just your application or reference number)
- Secure, fast, and mobile-friendly
Why Use It?
If you have loans across multiple institutions or are unsure which platform to use, TrackMyLoan.org brings it all under one roof. No need to download multiple bank apps.
2. YONO SBI
Best for: Tracking loans from the State Bank of India
YONO SBI is the official digital banking app from SBI. It’s designed for account holders and loan applicants to manage all financial services, including the ability to track your loan application in real time.
Key Features:
- Real-time loan status for SBI personal, home, and car loans
- Integrated with your SBI savings account
- Notifications for each stage of your loan approval process
Tip:
Make sure your SBI-registered mobile number is used while applying for the loan to receive accurate status updates.
3. HDFC Bank MobileBanking App
Best for: HDFC Bank loan applicants
For those who’ve applied for a loan with HDFC Bank, the official mobile banking app is more than just for account checking. It includes a dedicated section where you can track the progress of your loan, view disbursed amounts, upcoming EMIs, and other critical details.
Key Features:
- Real-time loan tracking (home, auto, personal)
- Option to raise service requests if delays occur
- Instant access to sanction letters and payment history
Why it’s Great:
The app ensures you’re never left in the dark about your loan approval or disbursal status.
4. Bajaj Finserv App
Best for: Personal and consumer loans from Bajaj Finserv
If you’ve taken a personal or consumer loan from Bajaj Finserv, their official app provides a seamless way to monitor your loan status, EMI schedule, and even top-up offers.
Key Features:
- Track all active and pending loans
- View EMI calendars and overdue notifications
- Fingerprint and OTP login for extra security
Pro Tip:
You can also apply for new loans or increase your credit limit directly from the app.
5. PaySense App
Best for: Instant personal loans
PaySense is a growing digital lender that provides small-ticket personal loans, especially popular with salaried professionals and gig workers. The app allows users to track their application from start to finish.
Key Features:
- Application status updates in real-time
- In-app KYC and document verification
- Monitor EMIs and overdue alerts
Why Use PaySense?
If you’re looking for a fast loan with transparent tracking, PaySense is ideal.
📊 Comparison Table: Best Apps to Track Loan Applications in India (2025)
| App Name | Suitable For | Supports Banks/NBFCs | Real-Time Status | Unique Feature |
|---|---|---|---|---|
| TrackMyLoan.org | Any type of loan | All Indian banks & NBFCs | ✅ Yes | One dashboard for all lenders |
| YONO SBI | SBI loan applicants | Only SBI | ✅ Yes | Integration with SBI accounts |
| HDFC MobileBanking | HDFC loan applicants | Only HDFC Bank | ✅ Yes | Raise service requests |
| Bajaj Finserv App | NBFC loan applicants | Only Bajaj Finserv | ✅ Yes | EMI card and loan tracking |
| PaySense App | Instant personal loans | PaySense only | ✅ Yes | Quick disbursal and EMI reminders |
How to Use These Apps Effectively
To get the best experience while tracking your loan:
- Use the registered mobile number used during your loan application.
- Enable notifications to get instant updates.
- Check regularly during business hours for live updates.
- Contact customer care via app if the status doesn’t change in expected time.
Conclusion
Tracking your loan application doesn’t need to be a frustrating experience. Thanks to digital advancements, it’s now easier than ever to stay updated on your loan approval and disbursement status.
Whether you’re applying through a government bank like SBI or a private NBFC like Bajaj Finserv, these apps are tailored to give you peace of mind and clarity. For those juggling multiple loans from different providers, TrackMyLoan.org is your all-in-one tracking solution.
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