Effective Date:
Welcome to Track My Loan (“we,” “us,” “our”), a digital platform designed to help you track and manage your loans effectively. By accessing or using our website www.trackmyloan.org and mobile application (collectively, the “Platform”), you agree to be bound by the following Terms and Conditions.
Please read these terms carefully before using our services.
1. Eligibility
You must be at least 18 years old and capable of forming a binding contract under Indian law to use Track My Loan.
2. User Account
To access certain features, you may need to create an account. You agree to:
- Provide accurate and up-to-date information
- Maintain the confidentiality of your login credentials
- Notify us immediately of any unauthorized access or breach
We reserve the right to suspend or terminate accounts for any fraudulent, abusive, or unauthorized activity.
3. Services Provided
Track My Loan offers the following services:
- Loan tracking and EMI reminders
- Credit score monitoring via authorized credit bureaus
- Amortization charts and repayment insights
- Loan closure alerts
- Financial planning tools
Note: We are not a lender or financial institution. We do not provide loans or financial advice.
4. User Responsibilities
By using the Platform, you agree to:
- Use the services only for personal, non-commercial purposes
- Comply with all applicable laws and regulations
- Not misuse or attempt to hack, copy, or disrupt the platform
- Take full responsibility for any decisions made based on information provided by the app
5. Third-Party Services
We may integrate with third-party APIs (such as credit bureaus, banks, or payment services). You acknowledge that:
- Data shared with third parties is subject to their privacy and terms
- We are not liable for losses or damages caused by third-party services
6. Intellectual Property
All content, branding, logos, design, and technology on the Platform are the property of Track My Loan Technologies Pvt. Ltd., unless otherwise stated. You may not copy, modify, or distribute our content without written permission.
7. Limitation of Liability
We do our best to provide accurate, up-to-date information. However:
- We do not guarantee the completeness or accuracy of all data
- We are not liable for any financial losses, penalties, or damages resulting from the use or inability to use our services
- All use of the Platform is at your own risk
8. Termination
We may suspend or terminate your access to the Platform if:
- You violate these Terms
- Required by law or regulatory authority
- We discontinue the service
You may also delete your account at any time from the settings menu or by contacting support.
9. Amendments
We may update these Terms occasionally. Continued use after changes means you accept the revised terms. You’ll be notified of significant updates via email or in-app notifications.
10. Governing Law & Jurisdiction
These Terms are governed by the laws of India. Any disputes shall be subject to the exclusive jurisdiction of the courts in Bangalore, Karnataka.
11. Contact Us
For any questions regarding these Terms & Conditions, please contact:
Email: jehilkalkani16.44@gmail.com