Effective Date:
This disclaimer (“Disclaimer”) sets forth the general guidelines, disclosures, and terms of your use of the website www.trackmyloan.org and the mobile application operated by Track My Loan Technologies Pvt. Ltd. (“Company”, “we”, “our”, or “us”).
By accessing or using Track My Loan, you agree to the terms outlined in this Disclaimer.
⚠️ 1. No Financial or Legal Advice
The content, tools, and features available on Track My Loan are provided for informational and educational purposes only. We do not offer financial, legal, tax, or investment advice.
All decisions related to your financial obligations, repayments, or credit management should be made in consultation with a licensed financial advisor or institution.
🏦 2. Not a Lender or Credit Provider
Track My Loan is not a bank, NBFC, or lending institution. We do not:
- Offer loans or credit facilities
- Guarantee loan approval or credit score changes
- Represent or endorse any specific lender
Our platform simply provides tools to track loans, EMIs, and credit scores with user consent.
🔗 3. Third-Party Data Sources
Some features may depend on third-party services such as:
- Credit bureau APIs (e.g., CIBIL, Experian, CRIF High Mark)
- Financial institutions or payment aggregators
While we strive for accuracy, we are not responsible for any errors, inaccuracies, or delays in data received from these providers. Users are advised to verify important information independently.
🔐 4. Data Accuracy and User Responsibility
The accuracy of loan tracking depends on the information you provide. We are not responsible for financial losses, missed payments, or incorrect credit insights caused by incomplete, inaccurate, or outdated data entered by users.
💻 5. App Availability and Performance
We aim to provide uninterrupted service, but we do not guarantee that the Platform will always be available, secure, or error-free. Planned or unplanned downtime may occur without prior notice.
📉 6. Credit Score Fluctuations
We do not control your credit score or how it is calculated by credit bureaus. Use of our tools may help improve your score over time, but we do not guarantee any specific result.
📝 7. Changes to This Disclaimer
We reserve the right to modify this Disclaimer at any time. Continued use of the Platform after updates constitutes your acceptance of the revised terms.
📬 8. Contact Us
If you have any questions or concerns regarding this Disclaimer, please contact us:
Email: jehilkalkani16.44@gmail.com