Kisan Credit Card (KCC) Status Tracker 2025: Check Crop Loan Details Online

Kisan Credit Card: For millions of Indian farmers, the Kisan Credit Card (KCC) scheme is more than just a card—it’s a financial lifeline that ensures timely access to crop loans, fertilizers, seeds, and other agricultural needs. But once you’ve applied for a KCC, how do you track its status or check your crop loan details? In 2025, the government and banks have streamlined this process with several digital and offline tools.

In this detailed guide from TrackMyLoan.org, we’ll walk you through all the reliable methods to track your KCC status online or offline. Whether you’ve applied through a public sector bank, a CSC center, or digital platforms like JanSamarth or eSeva, we’ve got you covered.

What Is a Kisan Credit Card (KCC)?

The Kisan Credit Card was introduced by the Reserve Bank of India (RBI) and NABARD in 1998. Its goal is to provide timely and adequate credit support to farmers for agricultural needs such as:

  • Crop production
  • Harvest expenses
  • Post-harvest storage
  • Consumption needs
  • Investment in farm assets

In 2025, the Digital KCC allows for online applications, verification, and tracking, saving farmers valuable time and effort.

How to Track KCC Status Online in 2025

Here are the top ways to track your KCC status and check crop loan details in 2025:

1. Through Bank’s Website or App

Most major banks in India now provide KCC tracking tools on their websites or mobile apps.

Steps:

  • Visit your bank’s official website (e.g., SBI, Bank of Baroda, PNB, Canara Bank).
  • Navigate to the “Kisan Credit Card” or “Agriculture Loans” section.
  • Look for a button like “Track KCC Status” or “Application Status.”
  • Enter your Application Reference Number or Registered Mobile Number.
  • View your application status, disbursement updates, or pending documentation.

Example:

SBI users can track via: https://sbi.co.in
Bank of Baroda users: https://www.bankofbaroda.in

2. Via CSC e-Governance Portal

The Common Services Centre (CSC) under the Ministry of Agriculture offers an official platform for KCC tracking.

Steps to Use CSC Portal:

  • Go to: https://eseva.csccloud.in/KCC/TrackStatus
  • Enter your KCC Application Reference Number.
  • Click on “Search” to view your current KCC loan status.

Note: CSCs are particularly useful for farmers in remote and rural areas who may not have access to personal internet connections.

3. JanSamarth Portal – New-Age Digital Access

India’s unified digital portal for credit-linked government schemes, JanSamarth, allows online KCC applications and status tracking.

Steps:

  • Visit: https://www.jansamarth.in
  • Login using your registered mobile or Aadhaar number.
  • Go to “My Applications” and check real-time KCC updates.

4. Bank Customer Support or Branch Visit

If you’re not comfortable navigating online tools, you can always:

  • Call the Bank’s Toll-Free Number (e.g., Bank of Baroda: 1800 258 4455)
  • Visit your local branch and ask for KCC loan status with your application or Aadhaar details.

KCC Mobile Apps in 2025

Several banks now support KCC tracking via dedicated mobile apps:

Bank NameMobile AppFeatures
SBIYONO KrishiKCC status, loan limit, repayment schedule
Bank of BarodaBOB WorldApplication tracking, account balance
PNBPNB OneLoan info, interest rate updates
Union BankUnionNXTDigital KCC application and tracking
Canara BankCanara ai1Crop loan disbursement details

What You Need to Check KCC Status

Before starting, keep the following handy:

  • KCC Application Reference Number
  • Aadhaar-linked Mobile Number
  • KCC Account Number (if already issued)
  • Bank Details (Branch Code, IFSC, etc.)

Benefits of Digital KCC in 2025

The digitization of the Kisan Credit Card system has revolutionized rural credit. Here’s how:

  • Faster Turnaround Time (TAT): Applications processed within days.
  • Paperless Verification: Aadhaar-linked land records and e-KYC.
  • Track Anytime: Use portals and apps to monitor application and disbursement.
  • No Need to Visit Branches: End-to-end digital process in many banks.

Kisan Credit Card Status Tracker Comparison Table

Tracking MethodPlatformAccess TypeKey Requirement
Bank Website/AppSBI, BoB, PNB, Union Bank, Canara BankOnlineApplication/Account number
CSC Portaleseva.csccloud.inOnline/Retail CSCReference number
JanSamarth Portaljansamarth.inOnlineAadhaar/Mobile login
Customer Service/BranchAny major Indian bankOfflineID proof/Application number
Mobile Banking AppsYONO Krishi, BOB World, PNB One, UnionNXT, etc.App-basedLogin credentials

Tips for Farmers in 2025

  • Always save your application number when applying for a KCC.
  • Link your Aadhaar and mobile number to your bank account to receive timely SMS updates.
  • Use authenticated portals only. Avoid entering details on unofficial websites.
  • For new applicants, apply through trusted channels like JanSamarth or your bank’s official site.

Frequently Asked Questions (FAQs)

Q1: How can I check my Kisan Credit Card loan balance?

A: Use your bank’s mobile app or visit a branch. You can also send an SMS inquiry if your bank offers SMS banking.

Q2: What is the loan limit under KCC?

A: Limits vary based on crop type, farm size, and bank norms. Typically ranges between ₹10,000 to ₹3 lakhs.

Q3: Can I apply for a KCC online in 2025?

A: Yes. Use portals like JanSamarth, Bank of Baroda, SBI, or CSC centers.

Q4: Is Aadhaar mandatory to track KCC status?

A: It’s not always mandatory, but Aadhaar simplifies authentication and KYC processes.

Conclusion

In 2025, tracking your Kisan Credit Card status and managing your crop loan online is simpler than ever. Whether you’re a marginal farmer or running a mid-sized agri-business, leveraging the power of digital banking can help you save time, reduce visits to the bank, and focus more on your farming.

Visit www.trackmyloan.org for more u

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