Effective Date:
Welcome to Track My Loan. Your privacy is important to us. This Privacy Policy outlines how we collect, use, share, and protect your personal information when you use our website, mobile application, and services (collectively referred to as “Track My Loan” or “Platform”).
By accessing or using Track My Loan, you agree to the terms of this Privacy Policy.
🔍 1. Information We Collect
We collect information to provide a better user experience and secure services.
Personal Information
- Full name
- Email address
- Phone number
- PAN or Aadhaar (for credit score access)
- Bank account or loan details (only with your explicit permission)
Usage & Device Information
- IP address
- Browser type
- App usage logs
- Device type and OS
Third-Party Data
- Credit score and reports via CIBIL/Experian/CRIF APIs (only when authorized)
🔒 2. How We Use Your Information
We use the collected data to:
- Track, manage, and display your loan and EMI information
- Send timely payment reminders and notifications
- Provide personalized financial recommendations
- Monitor and improve our app and user experience
- Detect, prevent, and investigate fraud or security issues
- Comply with legal and regulatory obligations
🔁 3. Sharing of Information
We do not sell or rent your personal information to third parties.
We may share information with:
- Credit bureaus or financial institutions, only after your consent
- Service providers (like cloud storage, analytics) who follow strict confidentiality obligations
- Regulatory authorities, if required by law or in response to legal requests
🛡️ 4. Data Security
We implement industry-standard security measures, including:
- SSL encryption
- Secure login authentication
- Encrypted storage for sensitive data
- Regular vulnerability scans
Despite our best efforts, no system is 100% secure. We recommend using strong passwords and keeping your app updated.
🗑️ 5. Data Retention
We retain your information as long as you have an active account with us. You can request deletion at any time by contacting jehilkalkani16.44@gmail.com. Once deleted, your data cannot be recovered.
⚙️ 6. Your Rights
You have the right to:
- Access your data
- Correct or update your information
- Delete your account and data
- Withdraw consent for optional services
You can manage these rights in your account settings or by emailing us directly.
👶 7. Children’s Privacy
Track My Loan is not intended for use by individuals under the age of 18. We do not knowingly collect personal data from minors.
🌐 9. Third-Party Links
Our app or website may contain links to third-party services. We are not responsible for the privacy practices or content of those websites. Please review their policies before sharing information.
📩 10. Contact Us
If you have any questions or concerns about this Privacy Policy or how we handle your data, feel free to contact us:
Email: jehilkalkani16.44@gmail.com