How to Track Your AU Small Finance Bank Loan Application in Real-Time

Track Your AU Small Finance Bank Loan: Applying for a loan is often the first step toward achieving something meaningful—whether it’s buying a new car, moving into your own home, or expanding your business. But after submitting the application, one question inevitably lingers: “What’s the status of my loan?”

Fortunately, AU Small Finance Bank has simplified this process with a digital-first approach. With just your application number or registered mobile number, you can now track your AU loan application status online, anytime—without making multiple calls or visiting a branch.

In this guide, we’ll walk you through every available method to check your loan status in 2025, whether you applied for a:

Personal Loan
Home Loan
Car/Vehicle Loan
Business or MSME Loan

From online portals to customer support numbers, this article ensures you always know exactly where your loan stands—no guesswork, no delays.

Table of Contents

Why Track Your AU Bank Loan Application?

Knowing the current status of your loan application gives you:

Peace of mind: Avoid unnecessary waiting or second-guessing.
Timely actions: Follow up if documents are missing or additional information is required.
Transparency: You’re always in the loop about where your application stands.

How to Track Your AU Small Finance Bank Loan Application Online

AU Bank offers a streamlined online loan tracking system that requires minimal effort. Follow these steps:

Step-by-Step Guide to Track Online

Visit the AU Bank Loan Status Portal
Go to https://www.aubank.in/loan-status
Enter Your Details
You’ll be prompted to enter your:
- Registered Mobile Number
- Loan Application Number (if available)
Verify OTP
Enter the OTP sent to your mobile number. This is a security step to verify your identity.
Check Status
Once verified, you’ll be redirected to a page that shows the real-time status of your loan application.

💡 Note: Always ensure that your mobile number is registered and active at the time of loan application. You will receive your application ID via SMS from AU Bank.

Table: Methods to Track AU Bank Loan Status

Tracking Method	Channel	Requirements	Estimated Time
Online Tracking Portal	AU Bank Website	Mobile Number, Application ID	Instant
AU 0101 App	Mobile App	Registered Login Credentials	Instant
WhatsApp Banking (AU Abhi)	WhatsApp	Registered Mobile Number	2–3 minutes
Customer Care Helpline	Phone Call	Mobile Number, Basic Identity Proof	5–10 minutes
Visiting Branch	Physical Branch	Identity Proof, Application Details	Varies

How to Track AU Bank Loan Application via Mobile App

If you’ve already downloaded the AU 0101 Mobile Banking App, tracking your application becomes even easier.

Mobile App Steps:

Open the AU 0101 App
Log in using your mobile number and mPIN
Go to the Loan Section
Click on Track Loan Application
Enter your application number (optional if mobile number is linked)
Get real-time updates and status insights

This is especially useful if you’re managing multiple banking activities in one place.

Use WhatsApp to Check Loan Status (AU Abhi)

AU Bank has launched ‘AU Abhi’, a smart WhatsApp chatbot that helps you track services instantly.

Here’s how to use it:

Save this number: +91 83 83 83 83 99
Send a “Hi” message
Select or type: “Loan Application Status”
Enter your mobile number and/or application number
Get your current loan status right within WhatsApp

Offline Methods to Track Loan Application

For those who are not as comfortable with digital methods, AU Small Finance Bank offers alternative options too.

1. Customer Care Helpline

You can call AU Bank’s toll-free customer care number:
📞 1800 1200 1200

Keep your registered mobile number and basic ID ready to verify yourself.

2. Visit a Nearby AU Bank Branch

Walk into any AU Bank branch and provide your application details to get the status update. Make sure to carry a valid ID proof and your loan reference number if available.

What If You Didn’t Receive Your Application ID?

In some cases, users don’t receive the Application ID due to network issues or incorrect mobile numbers.

Here’s what to do:

Call Customer Support and verify your identity
Visit a branch with your ID and get the application ID re-issued
Ensure your mobile number is correctly registered in the bank records

Important Security Tips While Tracking Your Loan

AU Small Finance Bank will never ask for:

Your NetBanking IPIN
One-Time Passwords (OTP)
Full debit/credit card numbers
Personal information over pop-ups or emails

If you receive any suspicious communication, report it immediately to AU Bank’s official channels.

Frequently Asked Questions (FAQs)

Q1. How long does AU Small Finance Bank take to approve a loan?

Most loans, especially personal loans, are processed within 2 to 5 working days after submission of complete documents.

Q2. Can I track the loan application without an Application ID?

Yes, you can use your registered mobile number via the online portal or app to fetch your status.

Q3. What if my application is marked “Pending”?

It may mean additional documents are required. Contact AU Bank customer care or check your SMS/email for further instructions.

Q4. Does AU Bank provide real-time updates?

Yes, both the portal and the mobile app offer real-time tracking of your application’s progress.

Q5. Is it safe to check my loan status online?

Absolutely. Just make sure you’re using the official AU Bank website or mobile app, and never share your OTP or passwords.

Conclusion

Tracking your AU Small Finance Bank loan application is no longer a hassle. With digital tools like the AU Bank website, AU 0101 app, and WhatsApp banking, the entire process takes just a few clicks or taps.

For more such guides, visit trackmyloan.org—your go-to source for everything about loan tracking, tips, and financial insights.

Stay informed. Stay secure.