Step-by-Step Guide to Track Bandhan Bank Loan Status with Application ID or PAN

Track Bandhan Bank Loan Status: Applying for a loan is a big financial decision—but the waiting game that follows can be the most stressful part. Whether you’ve applied for a home loan, personal loan, business loan, or vehicle finance with Bandhan Bank, knowing exactly how to track your loan application status can give you peace of mind.

The good news? Bandhan Bank has made the process simple. With just your Application ID, registered mobile number, or PAN card, you can easily stay updated—without stepping into a branch.

Table of Contents

Why Should You Check Your Bandhan Bank Loan Status?

Understanding the status of your loan application helps you:

Stay informed about approvals or rejections
Track processing delays
Plan your finances better
Contact the bank quickly if any documentation is missing

Documents Needed to Track Bandhan Bank Loan Status

To check your Bandhan Bank loan status, keep these details ready:

Required Information	Purpose
Application ID	To locate your exact application
PAN (Permanent Account Number)	Used to identify your loan records
Registered Mobile Number	For verification and OTPs
Date of Birth	For additional identity confirmation

How to Track Bandhan Bank Loan Status Online – Using Application ID or PAN

Bandhan Bank offers multiple options for applicants to check their loan status conveniently online. Here’s how:

Method 1: Check via Bandhan Bank Official Website

Visit the Bandhan Bank website: Go to https://bandhanbank.com
Navigate to “Track Loan Application” (usually under the Loans section).
Enter your Application ID or PAN.
Submit the form: Click on “Submit” or “Track Status.”
View your loan status: You’ll get real-time updates on whether your application is approved, pending, or requires further information.

✅ Tip: If you forgot your application ID, you can still try tracking using your PAN and registered mobile number.

Method 2: Track via Bandhan Bank Mobile App

If you’re a smartphone user, here’s how to use the Bandhan Bank mobile app:

Download and open the Bandhan Bank App from Google Play Store or Apple App Store.
Log in with your Customer ID or Mobile Number.
Navigate to the Loan Section and choose Track Loan.
Enter your Application ID or PAN.
Your current application status will be displayed.

How to Check Bandhan Bank Loan Status Offline

Not everyone is comfortable navigating websites or apps. If you prefer offline methods, here’s how you can check:

Method 1: Call Customer Care

Call Bandhan Bank Loan Customer Support at:

📞 1800-258-8181 (Toll-Free)

Provide your PAN, Application ID, and other personal details for verification.

Method 2: Visit Your Nearest Bandhan Bank Branch

Walk into your nearest Bandhan Bank branch with your:

Application ID
PAN card
Any reference number provided at the time of applying

Speak with a relationship manager or customer executive to get a detailed update.

Track Using PAN on Credit Bureau Portals

If you’re unsure whether your loan was approved or disbursed, credit bureaus also provide insight into loans linked to your PAN. Here’s how:

Credit Bureau	Website	Steps
CIBIL (TransUnion)	https://www.cibil.com	Register > Enter PAN > View Active Loans
Experian	https://www.experian.in	Create Account > Enter PAN > Download Credit Report
CRIF High Mark	https://www.crifhighmark.com	Sign up > Enter PAN > Check for Bandhan Bank loans

Common Issues While Tracking Bandhan Bank Loan Status

If you face issues while tracking your application, here are a few possible reasons:

Issue	Solution
Application ID is invalid	Double-check the ID from your SMS/email
Server error or no response	Try again after some time or use another method
PAN not showing linked loans	Wait 5-7 business days post-application; use your application ID instead
Technical issue on website/app	Clear browser cache or reinstall the app

Expert Tip: Stay Proactive After Submitting Your Loan Application

Save the acknowledgment SMS or email with your Application ID.
Add the Bandhan Bank toll-free number to your phone for quick access.
Use the mobile app for real-time push notifications.

Summary Table: All Ways to Check Bandhan Bank Loan Status

Method	Requirement	Where to Access
Website Tracking	Application ID or PAN	bandhanbank.com
Mobile App	Login credentials, App ID	Bandhan Bank App
Customer Care Call	App ID/PAN/Registered Mobile	1800-258-8181
Visit Branch	Documents, ID proof	Nearest Bandhan Bank Branch
Credit Bureau Check	PAN	CIBIL, Experian, CRIF websites

Frequently Asked Questions (FAQs)

Q1. How can I track my Bandhan Bank loan status if I lost my Application ID?

You can use your PAN and registered mobile number to retrieve your loan status either online or by calling customer support.

Q2. How long does it take for Bandhan Bank to approve a loan?

Typically, it takes 2–7 working days depending on the loan type and verification process.

Q3. Can I check my loan status using only my PAN?

Yes, especially through credit bureaus like CIBIL and also on the bank’s loan tracker if they allow PAN-based tracking.

Q4. Will I get notified once my loan is approved?

Yes, Bandhan Bank will send an SMS and email with loan approval details, disbursal amount, and EMI schedule.

Q5. What if my loan application is rejected?

You can call Bandhan Bank customer service or visit the branch to understand the reason for rejection. You may also reapply with corrected documentation.

Conclusion

Tracking your Bandhan Bank loan status has never been easier. Whether you use your Application ID or your PAN, you have a wide range of online and offline methods to stay updated. With the steps outlined above, you can ensure you never miss an important update, approval, or rejection.

For more such guides, visit trackmyloan.org—your go-to source for everything about loan tracking, tips, and financial insights.

Stay informed, stay prepared — because financial clarity is just a few clicks away.