Track Vehicle Loan Application: Recently applied for a car, bike, or commercial vehicle loan and wondering how to check the status? You’re not alone. As vehicle financing becomes increasingly popular in India, staying informed about your loan status is more important than ever.
The good news? Most Indian banks and NBFCs now let you track your vehicle loan application using just your mobile number or vehicle registration number—no need to visit the branch or wait on customer care lines.
In this updated 2025 guide, we’ll show you the simplest ways to track your vehicle loan status online and offline, ensuring you’re always in control of your application journey.
Why You Should Track Your Vehicle Loan Application
Tracking your vehicle loan application status helps ensure that:
- Your application is being processed without delays
- All documents are in order
- Any verification issues are caught early
- You’re aware of disbursement timelines
Plus, it gives peace of mind that your dream vehicle is just a few steps away.
Where to Track Vehicle Loan Status Online (2025)
Here’s a list of major Indian banks and financial institutions where you can check the loan against vehicle status using your registered mobile number, application ID, or registration number.
| Bank/NBFC | How to Track | Direct Link |
|---|---|---|
| HDFC Bank | Application ID / Mobile Number | Guide |
| ICICI Bank | Mobile Number & OTP | Guide |
| SBI | Application ID | Guide |
| Axis Bank | Loan Account / Application Details | Guide |
| AU Small Finance Bank | Registered Mobile Number | Guide |
| PNB | Select Loan Type: Vehicle Loan | Guide |
| Union Bank of India | Application ID | Guide |
| Bajaj Finserv | Mobile Number + OTP | Guide |
| Canara Bank | Application Number / Scheme | Guide |
| RBL Bank | Mobile Number / App ID | Guide |
| IndusInd Bank | Mobile Number / App ID | Guide |
| Bandhan Bank | Application ID / PAN | Guide |
| YES Bank | Mobile Number / Loan ID | Guide |
| Federal Bank | Website / FedMobile App | Guide |
| Kotak Mahindra Bank | Application ID / Mobile Number | Guide |
| Bank of Baroda | App ID / Mobile Number | Guide |
How to Check Vehicle Loan Status Using Mobile Number
Most lenders allow you to track the car loan status by simply entering your registered mobile number and receiving an OTP. This is the most convenient way to get real-time updates.
General Steps:
- Visit the lender’s official loan tracking page.
- Enter your registered mobile number.
- Enter OTP sent to your mobile.
- View your application status including current stage (e.g., “Under Verification”, “Sanctioned”, or “Disbursed”).
How to Check Vehicle Loan Status Using Registration Number
While not all banks allow you to use your vehicle registration number, platforms like GaadiBazaar.in and some dealer-financiers may provide this feature. It’s especially helpful when loans are bundled with vehicle purchase directly from dealerships.
- Enter your vehicle registration number
- Log in to the dealer’s loan portal (e.g., GaadiBazaar)
- Authenticate via OTP or login
- View loan processing updates
When Should You Start Tracking?
You can begin tracking your loan status:
- Immediately after submitting the loan application
- Within 24–48 hours for updates like verification, credit check, or sanction
- Especially if you haven’t heard from the lender in 3–5 working days
If you applied via a car dealer, check if they provided a direct tracking portal or app.
What You’ll See in Your Loan Status Report
Depending on the lender, your vehicle loan status will show stages such as:
- Application Received
- Document Verification in Progress
- Underwriting/Approval
- Sanctioned
- Disbursed
- Rejected (along with reason)
Common Reasons for Delays in Vehicle Loan Approval
If your vehicle loan status shows “pending” or “under review” for too long, it could be due to:
- Incomplete documentation
- Discrepancies in address or ID proof
- Low credit score
- Employment verification pending
- Unmatched vehicle valuation details
In such cases, contact customer support or visit the branch to resolve issues quickly.
Pro Tips for Hassle-Free Vehicle Loan Tracking
- Always save your application ID and registered mobile number
- Use official bank portals — avoid third-party websites
- Enable SMS and email alerts for real-time updates
- If using dealership finance, ask for loan login credentials
- Avoid reapplying before receiving a status update
Conclusion
When buying a car or bike, the excitement can sometimes be clouded by uncertainties around loan approvals. But with the availability of online vehicle loan trackers, you no longer need to wait in the dark.
From HDFC to ICICI, from AU Small Finance to PNB, almost every major bank and NBFC now offers simple tools to keep you informed at every stage. Use this guide from trackmyloan.org to ensure you’re in control of your loan journey from start to finish.
Start tracking today, and drive stress-free tomorrow.
Read More:
- How to Track Property Loans via Banks or Real Estate Portals (2025 Expert Guide)
- Effortlessly Track Your Loan Application Status Online for All Major Indian Banks (2025)
- Track Your RBL Bank Loan Application Online Without Visiting a Branch
- How to Track Your AU Small Finance Bank Loan Application in Real-Time
- How to Track Your IndusInd Bank Loan Application Using Mobile Number